Womanhood: Take Charge of Your Financial Future with an SMSF

For women over 40, building financial security isn’t just smart — it’s empowering. Yet too many of us still face a superannuation gap compared to men, risking a less comfortable retirement.

The good news? It’s not too late to take control. Setting up a Self-Managed Super Fund (SMSF) can give you greater power, flexibility, and freedom to grow your wealth, your way. Here’s how you can celebrate womanhood by putting yourself firmly in charge of your financial future.

1. Understand the Power of SMSFs

An SMSF allows you to manage your own superannuation, investing and choosing assets like property, shares, cryptocurrency, or even gold. It’s about having control and customising your financial strategy to suit your goals — not just accepting a one-size-fits-all approach.

2. Educate Yourself on SMSFs

Knowledge is power. Take the time to learn how SMSFs work, your responsibilities as a trustee, and the rules around compliance and investing. Understanding the basics helps you make confident, informed decisions

3. Think About Your Investment Strategy and Risk Tolerance

Every woman’s journey is different. Are you looking for growth? Stability? A balance of both? Understand your personal risk appetite and choose investments that match your goals and comfort levels.

4. Partner with the Right Team

Running an SMSF doesn’t mean you have to do everything yourself. Surround yourself with trusted experts — find an SMSF accountant and/or SMSF adviser who isn’t just a regular accountant, but someone specialising in SMSFs. The right team will guide you, explain the rules, ensure compliance, and help you achieve the best outcome.

Taking charge of your super with an SMSF is one of the most empowering financial decisions you can make.

It’s about more than just money — it’s about creating freedom, security, and options for your future self.

Celebrate your womanhood by investing in you. Start today and build the retirement you deserve.